If you are turning 65 or you are 65 + and retiring from your place of employment and losing your group coverage, you have 90 days prior to the qualifying event (e.g. your birthday or the date of losing your coverage) and 90 days after the qualifying event to sign up for either a Medicare Advantage or Medicare Supplement plan as guaranteed issue policies.                        Continue Reading
ad·vo·cate noun /ˈadvəkit/ A person who pleads on someone else's behalf. A person who publicly supports or recommends a particular cause or policy.
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Hello. I’m Cary Hall, host of America’s Healthcare Advocate and President of Benefits By Design, Inc. Whether you need individual, family or employer-sponsored health insurance, we will help you find the best Kansas City health insurance provider & a plan that fits your needs and fits your budget. Discover the difference an advocate can make for you!  --- LEARN MORE
When Should I Sign Up For Medicare?
WASHINGTON — The Obama administration plans on Wednesday to propose expanding Medicare to cover programs to prevent diabetes among millions of people at high risk of developing the disease, marking the sixth anniversary of the Affordable Care Act with the prospect of a new benefit                                      Continue Reading
Medicare Proposal Takes Aim at Diabetes
America's Healthcare Advocate is pleased to announce its newest affiliate:  WBCR 1470 AM in Alcoa, Tennessee.  We want to thank Adam Miller and the folks at Genesis Communications Network for the opportunity and welcome our new audience in Alcoa, Tennessee.
America’s Healthcare Advocate Lands In The Volunteer State
Only 28 percent of millennials are enrolling in ObmaCare.  Why?  Could it be the cost of coverage versus the $695 penalty?  In The Wall Street Journal article below you will get a clear understanding of why millennials aren’t enrolling and its impact on the cost of health insurance…  Continue Reading      
A Millennial’s ObamaCare Lament
Join me Saturday as I talk to national clinic provider CareATC about their amazingly successful program and partnership with QuikTrip.  Learn how this model has helped employers control healthcare costs, improve the health of their employees, reduce absenteeism and improve employee morale. 
You can expect sticker shock this year if you’re renewing an ACA ObamaCare plan.  The Wall Street Journal article below explains why insurance carriers are going to be raising premiums and pulling out of the marketplace.  It’s not a pretty picture…                     Continue Reading
Aetna’s ObamaCare Shock