Medicare Advantage Health Insurance, Special Needs Programs, The three types available: C-SNP, D-SNP I-SNP and from who

America's Healthcare Advocate • January 31, 2023
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Cary Hall, America’s Healthcare Advocate

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By David Thiessen • October 31, 2026
Episode 2235 notes In American history, the wife a lot of times took care of the checking account and the banking accounts, but the husband took care of the investments, and women have historically had access to less financial information. It wasn't until 1974 where nationwide women could have their own checking account, their own credit cards and their own loans. Today, get a report card on your financial health and security and your ability to continue your lifestyle the way you want to continue it. In studio with me are Rick and Annie Dwyer . They are the founders and owners of SageonRQ.ai . We're educating and we're informing today you about your retirement portfolio, what you should do, what you shouldn't do and will totally objectively will tell you exactly where you are. And if you go further with the program, it'll tell you where you could be. If it sounds complicated, it’s not. As Annie says: “the analysis complex, but the experience isn't. All you have to do is answer a few simple questions in the website questionnaire. And these are things you already know, like how old you are, ow much you're getting in Social Security, what your pension amount is going to be. These are just simple questions. Once you're done with them, you hit the generate button and you wait a few minutes and you have your report.” This is season 22 ep[isode 35 of America's Healthcare Advocate. I'm Cary Hall. Learn more at: https://sageonrq.ai [ referenced in the show] RMD (Required Minimum Distribution) is the mandatory annual withdrawal from specific tax-deferred retirement accounts mandated by the IRS. A Monte Carlo simulation is a computerized mathematical technique that uses repeated random sampling to predict the probability of different outcomes in a process that is hard to predict due to random variables. Cary Hall, America's Healthcare Advocate brings you topics and guests that are relevant to your health, the health of your business, healthcare needs, as well as critical health insurance information. https://www.americashealthcareadvocate.com/ If you have a service, product or insight related to healthcare, health lives and heathy business, consider partnbering with us: https://www.americashealthcareadvocate.com/sponsors
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S19 E05 - Medicare Advantage Health Insurance, Special Needs Programs, The three types available: C-SNP, D-SNP I-SNP and from who

I'll explain in clear and in easy to understand language the programs, details... which you may find are complicated and convoluted on the government website, and key values offered. For example, Dental benefits up to $4,000 on a United Healthcare plan! That's remarkable because while the Medicare Advantage plans typically have maybe $1000 or $1500 dollars, they don't have $4,000 in dental benefits.



C-SNP is a chronic condition program, D—SNP if you have a chronic condition, qualify for Medicaid so dual eligible. And then there's the institutional snip or I-SNP if you're in a nursing home or facility or incapacitated in some way. You may also qualify for a dual eligible plan one of these plans.


There are only a handful of carriers that do these. United Healthcare is probably the biggest in the marketplace that does, and they have multiple plans that they do this depending on the state that you're in.


There are many questions and scenarios, like: "I need to know if I qualify for a special needs program. It's my mother, my uncle, my grandmother, my father. Maybe it's my sister. If you don't have to be 65", if you're disabled, you may well qualify for one of these plans if you're on Medicaid.... that's also important to understand. That's called the dual-eligible plan. That's the one where you've got Medicaid, and people are afraid "to lose my Medicaid if I go to Medicare". No, there's a dual-eligible plan that helps you get Medicare, keep your Medicaid, and enhance your benefits greatly. I urge you, and if you or if it's that you are a caregiver or a family member or the one who needs this care, or maybe someone in your church...whatever the case may be, reach out to them and tell them to get this information.


Details can be discussed are at RPSBenefitsByDesignInc.com or call 877-385.-2224. Ask for either Joyce or Carolee.

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By David Thiessen • October 31, 2026
Episode 2235 notes In American history, the wife a lot of times took care of the checking account and the banking accounts, but the husband took care of the investments, and women have historically had access to less financial information. It wasn't until 1974 where nationwide women could have their own checking account, their own credit cards and their own loans. Today, get a report card on your financial health and security and your ability to continue your lifestyle the way you want to continue it. In studio with me are Rick and Annie Dwyer . They are the founders and owners of SageonRQ.ai . We're educating and we're informing today you about your retirement portfolio, what you should do, what you shouldn't do and will totally objectively will tell you exactly where you are. And if you go further with the program, it'll tell you where you could be. If it sounds complicated, it’s not. As Annie says: “the analysis complex, but the experience isn't. All you have to do is answer a few simple questions in the website questionnaire. And these are things you already know, like how old you are, ow much you're getting in Social Security, what your pension amount is going to be. These are just simple questions. Once you're done with them, you hit the generate button and you wait a few minutes and you have your report.” This is season 22 ep[isode 35 of America's Healthcare Advocate. I'm Cary Hall. Learn more at: https://sageonrq.ai [ referenced in the show] RMD (Required Minimum Distribution) is the mandatory annual withdrawal from specific tax-deferred retirement accounts mandated by the IRS. A Monte Carlo simulation is a computerized mathematical technique that uses repeated random sampling to predict the probability of different outcomes in a process that is hard to predict due to random variables. Cary Hall, America's Healthcare Advocate brings you topics and guests that are relevant to your health, the health of your business, healthcare needs, as well as critical health insurance information. https://www.americashealthcareadvocate.com/ If you have a service, product or insight related to healthcare, health lives and heathy business, consider partnbering with us: https://www.americashealthcareadvocate.com/sponsors
By David Thiessen • October 23, 2026
Episode 2237 notes America's Healthcare Advocate for 22 years, Cary Hall with longtime friend and Medicare Expert Carolee Steele. Here is how to enroll, what to look out for, when to enroll, and what's new for 2027.  They talk Medicare Advantage, Medicare Supplement and have details on some of the major plan changes. Medicare enrollment period is October 15 to December 7th, 2026 (for 2027 benefits) Learn more, contact Carolee Steele at RPS Healthcare Solutions: (913) 521-4300. Medicare, ACA, for anywhere in the country. As always, if you need help or have something to share, contact me using this form on my website and let me know what's on your mind, the issues you are dealing with, or any other health, healthcare, or health insurance questions or concerns. Visit: https://www.americashealthcareadvocate.com/contact-us If you have a service, product or insight related to healthcare, health lives and heathy business, consider partnbering with us: https://www.americashealthcareadvocate.com/sponsors
By David Thiessen • October 17, 2026
Episode 2236 notes Macaela and Rebecca bring us their strategy and share with me their community initiatives in Kansas City: For example, Macaela tells how working with over 200 nonprofits in Kansas City and passionately supports them including some of our veterans annually with a group from Blue KC to help out with the tiny houses over at Veterans Community Project. We also supply funds to them to make sure that they can continue to thrive. Then there's Cornerstones of Care and its vocational program, Build Trybe, Kansas City Community Gardens and the Giving Grove to work with students at DeLaSalle Education Center in transforming an empty field next to the school into a new Learning Farm that will positively impact hundreds of young adults in surrounding neighborhoods. Rebecca reminds me when you look at Kansas City, about 1 in 7 adults don't know where their next meal is coming from, and we know one of the greatest inputs to chronic disease and the things that drive up health care costs are the foods. So if you're eating fast food and you're not eating healthy, you're likely to develop hypertension. You're likely to develop diabetes. It's all connected. You can't you can't unconnect it. and it's impacting every part of these people's lives. For me, I find what there two are doing is impactful and it’s making a difference. In this show I hope to educated you and inform you about what this company, Blue KC does be part of Kansas City. This is season 22 episode 36 of America’s Healthcare Advocate. I’m Cary Hall Learn more here: https://www.bluekc.com/about/community-impact/giving-back / -- Cary Hall, America's Healthcare Advocate brings you topics and guests that are relevant to your health, the health of your business, healthcare needs, as well as critical health insurance information. https://www.americashealthcareadvocate.com/ Additional links from our show today: https://bionexuskc.org/ https://kccg.org/giving-grove-orchards/ https://buildwyco.org/community-programs/health-programs/ https://www.kanbesmarkets.org/ https://vcp.org/about-vcp/our-locations/kansas-city/ https://vcp.org/about-vcp/faqs/#tiny-homes If you have a service, product or insight related to healthcare, health lives and heathy business, consider partnbering with us: https://www.americashealthcareadvocate.com/sponsors