2016 Obamacare Updates for Employers and Individuals

Here are the 2016 Obamacare updates that you need to be aware of if you’re offering benefits to your employees.  If you’re an employer with a fully-insured plan, you can

Uncategorized|

Open Enrollment for ObamaCare/ACA Runs Through January 31. You Can Still Get Coverage Now!

November begins the open enrollment season for ObamaCare under the Affordable Care Act (ACA).  That means you have from November 1 to January 31 to sign up for a health

Uncategorized|

Open Enrollment For ObamaCare Begins Now

November begins the open enrollment season for ObamaCare under the Affordable Care Act (ACA).  That means you have from November 1 to January 31 to sign up for a health

Uncategorized|

Happy Days Are Here Again: Medicare Open Enrollment Begins October 15

It’s almost that happy time again for those of us who are chronologically challenged.  October 15 begins that golden period of open enrollment for Medicare Advantage plans across the country. 

Uncategorized|

ObamaCare News for Employers

As the Affordable Care Act/ObamaCare dials in, the realities of more reporting, taxes and fines for employers who do not comply are starting to manifest.  With new fines ranging from

Uncategorized|

Cadillac Tax Coming Down the Road

As The Kiplinger Letter so aptly states, the Cadillac tax may soon turn into the Chevy tax.  The 40 percent excise levy starts in 2018 for insurance premiums above $10,200

Uncategorized|

Long Term Care: 70 Percent Of Us Over Age 50 Will Need It And Less Than 10 Percent Actually Have It

70 percent of people over age 50 will need nursing home, assisted living or in-home care at some point in their lives.  The cost for these services can be devastating

Uncategorized|

Shockwave Premium Increases Predicted for 2016

We can expect the other shoe to drop regarding premium increases for health insurance policies as a result of ObamaCare later this year.  In two recent articles by The Wall

Uncategorized|

Reflections On Memorial Day

On this Memorial Day, I thought it was appropriate to reflect on the commencement address by Ryan Pitts, a U.S. Army Medal of Honor recipient who deployed twice to the

Uncategorized|

Self-Funded vs. Fully Insured

Healthcare for employees and dependents–that thing that actually drives the cost of health insurance–does not span nice, neat 12-month increments. At the end of the 12-month period, the employer doesn't

Uncategorized|